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| AMORTIZATION TERM |
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Related Terminology: NEGATIVE AMORTIZATION
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| the time it takes to retire a debt through periodic payments. Also known as the full amortization term. |
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| Example Many mortgage loans have an amortization term of 15, 20, 25, or 30 years. Some have an amortization schedule as a 30-year loan, but require a balloon payment in 5, 10, or 15 years. |
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