When you ask a mortgage professional what his rate is, you must first know if you are rate shopping or evaluating a professional. Borrowers shopping for the lowest rate are almost always guaranteed to pay more for their loan - either in rate, fees, or both. Borrowers who are evaluating what mortgage...

Home sellers in Oklahoma need to pay attention to the calendar just as much as home buyers, especially if they are in the first time home buyers' price ranges. The American Recovery and Reinvestment Act of 2009 enhanced the tax credit available to first time homebuyers but also provided for expirati...

Have you been looking for a home? Thinking about it? It is your first home (or have you not owned a home in 3 years)?STOP! Stop looking & considering. Start FINDING one.If you are a first time homebuyer, you must close on the purchase of your first home by the end of November* to earn a tax cred...

Much has been written and Tweeted about the US Department of Housing and Urban Development allowing the use of the $8000 First Time Home Buyer Tax Credit as down payment on a new home. First, HUD said yes. Then, HUD said no. Now, HUD says maybe. Mortgagee Letter 09-15 which was released and then res...